One of the UK’s leading consumer finance brokers, based in Kirkham near Preston, is taking a progressive new approach to commercial lending, placing a rarely seen emphasis on relationship management and offering a truly personal service.
Ideal4Finance already has 15 years’ experience of delivering effective customer finance solutions to SMEs across the UK and internationally. Their retail finance products help businesses increase sales significantly by being able to offer monthly payments to their customers.
Positive client relationships and user-friendly technology are at the heart of their success, and they are determined to emulate this in the commercial arena, with Ideal4Finance Commercial.
CEO Noel Corcoran explains: “There was a time when everyone knew their bank manager’s name and could pick up the phone to discuss any kind of finance or borrowing.
“Those days are gone, but we aim to replicate that level of service, with every one of our clients having a single point of contact to discuss any commercial finance needs.”
Ideal4Finance Commercial works across a range of sectors, offering asset finance, property finance, business loans and invoice finance. Recently, they have secured funding for everything from electric vehicles, vans, IT equipment and hardware, right through to agricultural machinery and livestock.
“Since the pandemic and subsequent reluctance amongst some lenders, we’ve been determined to help businesses navigate their way through challenging times,” says Noel. “Our brokers have the expertise to identify the finance products our customers need and are exceptionally well placed to secure the right deal quickly.”
The company also works directly with B2B clients enabling them to offer finance to their commercial customers, in a hassle-free process which uses the same client-facing technology from their retail finance product.
“Whether they do it face to face or online, we are making it very easy for potential clients to contact us about their borrowing. This is ideal for our merchant partners as it makes it simple for them to offer finance to their customers and therefore increase sales,” explains Noel.
The team at Ideal4Finance Commercial believe they have the perfect model for meeting client requirements, which in turn is an attractive proposition for lenders. “We are constantly building new lender relationships and nurturing existing ones to enable us to offer the best options to our clients.”
To find out more about consumer, retail or commercial finance, please contact Alix Evans on 01772 288951 or by email at alix.evans@ideal4finance.com.
